I'm a financial advisor that specializes in retirement planning. My job is to align peoples investments with their goals in retirement. What I do isn't sexy and doesn't make the news but it works and it has for well over 100 years.
"The majority, if not all, of financial input you get from the "news" is journalistic. And journalism by nature, stays in business by selling you the news which is timely, as opposed to the truth, which is timeless." Nick Murray
In short, Robinhood is an online trading platform that allows its customers to buy and sell stocks for free. They target rookie and novice investors by using gamification and of course everyone's favorite word...free. But is it really free? Let's break it down.
The Social Security Administration announced a 2021 Cost of Living Increase of 1.3% on Oct. 13, 2020. Whether you’re currently working or enjoying retirement, here’s how you may be affected.
Choosing an insurance policy that works best for you and your family is so important. When you shop around and find the correct one, it can not only benefit your health but save you money.
Stocks have been up — but unemployment has also risen. Why is that? Here, we break down the major differences between the stock market and the economy.
We’ve basically had a full blown bull market since the market bottom in March. The S&P has a positive 34% return in just two months. How does that make any sense at all? Unemployment is higher than any time since the Great Depression. The death toll from Covid-19 continues to climb slowly, and everybody still says that a vaccine is a year away at least. What gives? It seems like the market has become completely disconnected from reality.
Different people have unique life insurance needs, so it's important to know the details before buying. Learn more about whole-life versus term life insurance in order to make the right decision for you and your loved ones.
You may be past full retirement age, but did you know you can undo the decision to delay your benefits? A lump-sum payment may be right for you if you’re suddenly in need of cash.
If you're 10 years out or more from retirement then congrats! That means you were invested in equities/equity type mutual funds like you should have been with that kind of time time on your side.
Social isolation doesn't mean we're immune to hearing, reading and talking about the coronavirus. But before you make any drastic financial moves, we've outlined some important things to consider first.
Whether you are already retired or just beginning to consider your retirement years, the question "Will I outlive my money" is most likely your top concern
Surprise! Retirement is an exciting & validating time but there are many surprising facts that you may not be aware of when planning. Take these 6 things to heart.
New legislation has passed. Discover what has changed and how it could make a major impact on your retirement savings.
So you are taking the lump sum payment as your retirement option from your employer, but what do you do next? At 80/20 Financial, we can walk you through this process because we've actually done it ourselves. If you work with us, this will be a summary of the process.
We promise to invest your money as carefully as we do our own, because we know that your hopes for your family's future are every bit as sacred to you as ours are to us.
