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“Often when you think you're at the end of something, you're at the beginning of something else.” – Fred Rogers

Frequently Asked Questions:


Why should we work with 80/20 Financial? 

1.) Does it seem probable to you that with the sources my firm has access to that it might cause your long-term investment return to be at least one percent per year more than you might obtain on your own?

2.) Does it seem probable that we will save you at least one percent per year in the costs of mistakes you might make on your own that we might be able to help you not make?

3.) Does it also seem probable that we might save you at least the equivalent of one percent per year in time, energy, worry, and record keeping?


Only one of these services needs to save you 1% for it to be a 100% return on your investment


Do I have to be located in Missouri to work with you?

No. We can work with clients throughout the country.


Does 80/20 Financial actually hold my money/assets?

No. We use Shareholders Service Group (SSG)a subsidiary of Pershing Financial for our custodian and clearing house. They work exclusively with independent advisers. My money is with them also. I researched many different custodians before I settled on SSG. Their customer service is top notch and that is exactly why I chose them.


Why should I invest with you when I can I open my own investment account on-line at and use advisers at any of the big name financial institutions?

If you want fast food then buy fast food. That's what the big firms sell you. We aren't McDonald's or Burger King. We aren't fast food. We are the equivalent of your favorite restaurant in your hometown where they know your name and what you order whenever you come in. We offer personalized service catered to you wants and needs.


Why do I need a retirement plan or an adviser?

Retirement can last 30 years or longer. If you were going on a 30 year vacation would you consider it wise or unwise to have a map and a tour guide?