At 80/20 Financial Services we firmly believe in full transparency and disclosure that's why you will find our fees listed directly on our site.
We can only service a select amount of clients. Because of that, we focus on clients 50 years of age or over planning for, or already in retirement. Contact us for more info.
At 80/20 Financial we use the Assets Under Management/AUM Model as our billing structure. Assets Under Management (AUM) simply means the money we manage/invest for you. This fee covers all your retirement planning needs.
We use the AUM model because we firmly believe that it puts us on the same side of the table as our clients. We succeed when you succeed.
Assets Under Management (AUM) - This simply means the money we manage/invest for you. This fee covers all your retirement planning needs.
For actively managed accounts from $400,000-$999,999 dollars:
.75% of the Assets Under Management billed quarterly. Ex. $500,000 x .75% = $3,750 per year total billed quarterly at $937.50 per quarter.
For actively managed accounts $1 million dollars and up:
.50% of the Assets Under Management billed quarterly. Ex. $1,000,000 x .50% = $5,000 per year total billed quarterly at $1,250 per quarter.
Life Insurance and Annuities-If needed these are paid by commission to us from the Insurance Companies and you will be given full disclosure of pricing and commission before you buy anything. (Annuities are not actively managed accounts and are not subject to Asset Under Management/AUM Fees.)
At 80/20 we strive to be different. We aren't salesmen. We are teachers here to help you with any and all your retirement needs.