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We believe true retirement planning is aligning your investments with your retirement goals.

Our Process:

Above all else, we want you to make an informed and educated decision before you decide to work with us or any advisor. 

I would encourage you to check out my personal Facebook page, my Business Facebook page and my LinkedIn Page. These pages should give you an idea about who I am and what I'm about. This page and my blog should also give you some insight as well.

For us to work together you need to be able to trust me so feel free to spend time learning whatever you can about me. If you have specific questions send me an email or text and I'll be glad to answer them. I would encourage you to do this with any other advisors you speak with. This will allow you to make an informed decision.

Step 1. Phone or Web Meeting: 15 Minutes

During this initial conversation I will address any questions or concerns you have. I will also ask you a few simple questions to help me determine if you are on the right track for retirement, if you can afford to retire right now and to make sure our firm is a good fit for you. If I can't help you I will tell you during this initial conversation. If I can help you we will move to step 2.

Step 2. In Person or Web Meeting: 30-60 Minutes

During this second conversation we will address all of your questions and concerns. If you are married your spouse must be present for this meeting. I will ask you some additional and more detailed questions so that I can get a better idea of what you are trying to accomplish. I do this to make sure the plan I create will meet your goals. There is no sales pitch. We don't sell. We help.

*Depending on how the initial conversation goes Steps 1 & 2 may be combined.

Step 3. We Create Your Plan

We will create a personalized retirement income and investment plan designed specifically to align with your retirement goals. 


Step 4. In Person or Web Meeting: 60 Minutes

We will meet to review the plan I have created for you. We will discuss why I think it's the best strategy for you and I will address any questions or concerns you may have about the plan. We will also explain how we approach the retirement planning process if you become a client. 

At the end of this meeting we will give you a summary of your plan along with our income and investment strategy at no cost with zero strings attached.

Step 5.  Sleep On It

Go home and sleep on it and the next morning ask yourself the following: 

  • Do I like, trust and respect the team at 80/20 Financial?

  • Will the value they provide exceed the cost?

  • Do I understand and agree with their investment philosophy and retirement planning process?

  • Do their recommendations make sense to me?

Again, there is no sales pitch. We want you to make an informed and educated decision and that's it.

Step 6. Paperwork

If we have created a plan that aligns with your retirement goals and you agree that we should work together, we will initiate the appropriate paperwork for you to become a client.

Step 7. Implement And Monitor The Plan

Once the plan is complete and agreed upon we will implement the plan. We will invest and/or distribute your money according to the plan. We will monitor investments weekly and update you on your plan when needed. We will meet to review and update the plan as needed. This can be as often as you need but at a minimum we require a client facing review once per year.

Ready to take the next step?

Schedule Your Retirement Consultation Today.