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80/20 Financial Services

Our specialty is retirement planning for electric cooperative employees within 5 years of retirement or already retired.

*We will also work with the families of cooperative employees.

Our mission is to make sure you never run out of money in retirement while paying as little income tax as legally possible.


Get Started


Join our email list and we'll send you 11 questions to ask any advisor you interview.


Join Our Email List

Are you a current electric cooperative employee within 5 years of retirement? Are you a former electric cooperative employee that has already retired? Are you trying to find answers to retirement questions that you never got while attending retirement seminars at your co-op? I've been there and done that too. You're in the right place. I can help you!


I worked at an electric cooperative for 11 years. I know and respect what you do and I know your benefits and retirement plan options very well. I can help you with your retirement planning with an insight and perspective that most advisors just don't have.

 

Brian Coleman-Owner/Advisor at 80/20 Financial Services


We also help you answer questions like:

  • Should you take a monthly pension or lump sum offer?
  • Do you have enough money between your pension/R&S and/or 401k to retire?
  • Could you possibly retire at age 55 or earlier?
  • Is your 401k invested correctly for your retirement goals?
  • Should you be investing in a Traditional 401k or a Roth 401k?
  • Are you contributing too much or too little to your 401k?
  • Should you quasi-retire?
  • Should you accept an early retirement offer?
  • When should you claim Social Security benefits?
  • How can you lower your tax bill in retirement?
  • How do you invest your retirement money so that you increase your income in retirement?
  • How do you create an income stream in retirement that is similar to when you were working?

How can we help you?

Schedule your retirement consultation today.