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As your advisor we are a walking talking insurance plan hired to protect one of the largest assets you own, your retirement nest egg. Except unlike most insurance plans we protect you before a disaster strikes, not after a disaster strikes.


There is no long term contract to sign. Our relationship with you is day by day. If at any time you feel we aren't increasing your time, money and peace of mind then we shake hands and part ways as friends. We will refund your money for that quarter and help you transfer your assets to your new advisor. 

We charge 0.75% on all assets we manage, however pricing without context can be confusing, so we ask that you read why you should work with us and then contact us for pricing specifics.

In order to provide you with the best service possible we have to be very selective when deciding to work with potential clients. We aren't for everyone. We only work with a maximum of 50 households at a time.

We are currently accepting new clients if you meet the requirements below:

  • You are age 50 or over and have at least $750,000 between your cooperative retirement accounts and any additional retirement accounts. 

Price includes:

All of your retirement income and investment planning needs. This is NOT a comprehensive list. 

  • Identify and get a complete understanding of your retirement goals

  • Establish a retirement income and investment plan based on your retirement goals

  • Create a diversified portfolio designed to accomplish your retirement goals

  • Create a spending plan that matches your retirement income goals

  • Social Security strategies and recommendations

  • Weekly monitoring of Investments

  • Regular rebalancing of investments to maintain Investment Plan

  • Track and advise on Required Minimum Distributions (RMD)

  • Annual review and update of your plan to make sure you’re on track

How We Earn Our Fee:

Identifying your goals, crafting a long-term income plan, funding your plan with a long-term investment portfolio = 20%

Coaching you to continue working your plan through all cycles of the economy and to ignore the 24/7 news cycle = 80%

Analyzing/interpreting the economy and current events = 0%

Timing the market, calling tops and bottoms = 0%

Identifying consistently top-performing investments = 0%

Total = 100%

At 80/20 we focus on outcomes we can control. Our philosophy is to identify your retirement goals, establish a plan for achieving them, and then create a portfolio to accomplish them.

At 80/20 we don't sell. We help. Contact us to set up a consultation. The consultation is free and without obligation.