We help Electric Cooperative Employees in the pre-retirement and retirement phase who want to optimize their retirement benefits and create their retirement income and investment plans. Retirement can last 20-30 years. You need a plan!
Pre-Retirement- You are still working and within 1-10 years of your desired retirement age which is typically age 50 or over. We can help you determine if you are saving enough to retire. If you aren't we can help you to create a plan to get back on track. We can help you optimize your 401k strategy and even manage your 401k for you.
Retirement- You are about to retire or have just retired from your cooperative. You will soon be faced with the biggest decision of your financial life. Choosing between the monthly pension annuity or the lump sum option.
We can help you make that decision by sitting down with you and reviewing your unique financial situation. We can show you the pros and cons of both choices. Remember once you choose and sign the papers you can't undo the decision. You don't have to make this decision alone. We can help.
Additionally, maybe you are worried about running out of money. Maybe you want to invest it but aren't sure how. Maybe you want to leave a legacy to your kids or your favorite charity. Maybe you want to continue to grow your wealth. We can help.
Who We Are:
80/20 Financial Services is an Independent Registered Investment Advisory Firm. Independent means we work for you and no one else. We are located in Ozark, MO but we have the ability to work with clients throughout the United States.