What We Do:
If you're interested in "beating the market" or finding the next "hot stock" we can't help you. That's not what we do. No reason to read any further.
If you're interested in creating a goal-focused, long-term plan to ensure the money you have saved lasts the duration of a 20-30 year retirement and beyond we can help you. That's exactly what we do. Keep reading.
We create and manage retirement income and investment plans for electric cooperative retirees to ensure your 401k and R&S lump sum pension lasts the duration of a 20-30 year retirement and beyond.
We work to ensure the money you need in the early years of retirement is safe and not subject to temporary market fluctuations, while at the same time putting the money you'll need in the later years of retirement in a position to receive the permanent market returns necessary to provide an income that increases and outpaces inflation.
At 80/20 Financial Services we invest your money and our own money in the best companies in the United States and the world. We don't base our investment philosophy on the latest fads nor do we change our philosophy based on the latest fears.
What We Believe In:
A goal of retiring - without a plan - is simply a plan to run out of money.
In making a goal-focused, long-term retirement plan and sticking to it and only adjusting when necessary. We act, we don't react.
That real wealth, an income one doesn’t outlive, can only be achieved through a program of lifetime investing in quality companies.
True retirement planning is aligning your investments with your retirement goals.
In following the five Fiduciary Principles.
Our retirement planning price is worth multiples of what a client pays for it.
The most valuable services we offer are increasing your time, money and peace of mind.
Time- Does it seem likely to you that we could increase your time by at least 1% per year by managing and monitoring your retirement plan?
Money- Does it seem likely to you that we could increase your long-term investment return by at least 1% more per year than you might obtain on your own?
Peace of mind- Does it seem likely to you that we could increase your peace of mind by at least 1% per year by helping you avoid financial mistakes that you might make on your own?
What We Don't Believe In:
Pressuring you to do anything ever
Reacting to the 24/7 financial news cycle
Telling you what you want to hear
Putting our interest before yours
Selling you products you don't need
Promising you anything we can't deliver on
Forecasting the economy (because no one can)
Forecasting and timing markets (because no one can)
Predicting which investments will outperform other investments (because no one can)