Why You Should Work With 80/20 Financial Services:

We care.

What makes us different is we care. Caring is the basis for our relationship with our clients. You won't find an advisor more committed to your family's financial success. That's why we purposely limit the number of clients we work with to 50 households at one time. We answer the phone when you call or return your call asap. (You will literally have my personal phone number to contact me anytime you need something.) You are a human being to us and not just a number. We are your personal CFO when it comes to your retirement planning.

We know your profession and your benefit plan options.

I started this firm specifically to help Electric Cooperative Employees with retirement planning. I worked for a Cooperative for 11 years. I know your profession and benefit plans better than any other financial advisor will. You have excellent retirement benefits available to you. I can help you maximize those benefits while creating a retirement income and investing plan that aligns with your retirement goals.

For many of you choosing between the lump sum option and the annuity option in your R&S plan will be the single biggest decision of your life! We can give you guidance on that decision and help you decide what's right for you and your family.

*We also work with family of electric cooperative employees.

We can likely increase your time, money and peace of mind.

Time- Does it seem likely to you that we could increase your time by at least 1% per year by managing and monitoring your retirement plan?

Money- Does it seem likely to you that we could increase your long-term investment return by at least 1% more per year than you might obtain on your own?

Peace of mind- Does it seem likely to you that we could increase your peace of mind by at least 1% per year by helping you avoid financial mistakes that you might make on your own?

Here's the good news!  We charge 1% or less on any money we manage for you.

We can actually save you money.

As your advisor we are a walking talking insurance plan hired to protect one of the largest assets you own, your retirement nest egg. The difference is that unlike most insurance plans we protect you before a disaster strikes, not after the damage has been done.

We refuse to compromise our values.

We promise to give the best financial advice we are capable of giving. We will never knowingly enable you to do something which we believe will prove to be harmful or financially fatal to you and your family. We refuse to be complicit in and we will never take money for helping a client do something we are sure will harm their retirement plan. 

It's ultimately your money, however, if you choose to not take our advice in a situation we know will be detrimental to your retirement, we will resign from the account and refund your money for that quarter. In our opinion, it is unethical to take money from you if you are not willing to take our advice.

We can help you other financial problems you may encounter.

We have assisted clients in solving an assortment of financial issues such as early retirement options, 401k plans, IRS audits, family deaths, disability, tax issues, real estate, debt, Social Security, Medicare, health insurance, college, gifting and almost any other financial issue imaginable. While we certainly don’t have all the answers, through our network of resources, we can find the answer. If we can help you do it, regardless of what it is, we will help you do it.

We won't bother you constantly trying to sell you things.

We typically meet once or twice annually. Client education is a big focus for our firm. We publish a regular blog on retirement and investing for our clients. In addition, clients have access to an advisor for any questions or concerns at any time. We won't try to sell you anything. You have our word on that.

We can work with you regardless of location.

We are located in Ozark, MO but we have the ability to work with clients throughout the country.

We are a Fiduciary Advisor.

As a firm, we take very seriously our Fiduciary Duty to always act in the client’s best interest (vs. just trying to sell you a product). In addition to a legal obligation, our firm has been built on a foundation of placing the client’s interest before any thoughts of our own compensation. We recommend the same investment strategies used in our personal accounts. We are committed to honest and ethical behavior. 

Ask any prospective advisor if they are a true fiduciary. Ask them if they are legally bound to put your interest above their own. And then ask them to put it in writing. We will put it in writing every time.

We use a reputable custodian to hold your assets. 

We use Altruist Financial LLC for our custodian and clearing house.

A custodian or custodian bank is a financial institution that holds your securities for safekeeping to prevent them from being stolen or lost. Altruist Financial LLC may hold stocks or other assets in electronic or physical form on behalf of our clients.

Altruist specializes in working exclusively with independent advisors like 80/20 Financial Services. I researched many different custodians before I settled on Altruist. Their customer service and technology is top notch and that is exactly why I chose them. My money is with them also.

Click Here to schedule your retirement consultation 

The consultation is free and without obligation.