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Time is our most precious resource and I thank you for allowing me to get a few minutes of your time each week. I hope you find the blog helpful and informative. Send me an email if there is ever a topic you would be interested in learning more about. I will research it and write a future blog about it.

The Noise Created By The 24 Hour News Cycle And Financial Journalism Thumbnail

The Noise Created By The 24 Hour News Cycle And Financial Journalism

Every single day each one of us is inundated and sometimes overwhelmed by the tsunami of noise from the 24 hour "news" cycle. Much of it centers around timing of the market and the perfect selection of funds. The "experts" say things like "Big correction coming soon!" or "Here's the three next big technology stocks to jumpstart your portfolio!" and "Inflation is coming, buy gold now!" on and on and on.

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Risk And Volatility Thumbnail

Risk And Volatility

I was talking to someone the other day and they asked what I did for a living. I said I'm a financial planner and I specialize in retirement planning. I help people create their retirement income and investment plans.

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Your Cooperative Annuity Payment Options Explained In English Thumbnail

Your Cooperative Annuity Payment Options Explained In English

So let's say you are pondering retirement from your cooperative. Most cooperatives that participate in the NRECA plan provide you with an annuity option, lump sum option or some variation of both options via your R&S pension plan. If you are not familiar with annuities and their payment options the choices can be a bit confusing. I'm going to list the options with plain definitions that are easy to understand in hopes that it can help you make an informed decision.

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